14 Essential Things to Know About Pet Trusts and Legal Planning

Photo of Zeke Zuckerman, a Cavapoo dog.

Planning for a pet’s future is an act of love. Pet trusts are a way to ensure that your pet receives care and attention, even if you can’t provide it yourself. Here are 14 things you should know about pet trusts and legal planning to make informed decisions for your pet’s future:


1. What Is a Pet Trust?

A pet trust is a legal arrangement that allows you to set aside funds and appoint a caregiver to manage those funds for your pet’s care. It’s a secure way to ensure your pet’s needs are met if you’re no longer able to care for them.

2. Why Consider a Pet Trust?

Pet trusts provide peace of mind, ensuring that your pet has financial resources and a designated caregiver. They protect against situations where pets might otherwise be overlooked or taken to a shelter.

3. Who Can Be a Trustee?

A trustee manages the funds in the pet trust. This could be a trusted friend, family member, or even a professional like a lawyer or financial advisor. It’s important to choose someone who is responsible and committed to your pet’s welfare.

4. Choosing a Caregiver for Your Pet

Select a caregiver who knows and loves your pet. This person should be capable of caring for them and willing to take on the responsibility, so talk openly with potential caregivers before naming them in your trust.

5. Funding the Trust: How Much Is Enough?

The amount you allocate should cover your pet’s expected lifetime expenses, such as food, medical care, grooming, and emergency needs. You may want to consult a veterinarian for guidance on expected costs.

6. What Happens to Unused Funds?

Specify what happens to leftover funds after your pet’s passing. Many people choose to donate the remainder to an animal charity, shelter, or pet-related cause.

7. Including Instructions for Care

A pet trust allows you to outline specific care instructions, including dietary preferences, exercise routines, and even favorite toys or treats. Be as detailed as you like to ensure continuity in your pet’s care.

8. Veterinary and Medical Care Costs

Set aside enough to cover veterinary expenses, including routine checkups, vaccinations, and potential surgeries. Regular care is essential to your pet’s health, and a pet trust can help make that happen.

9. Emergency Care Plans

Include provisions for emergency care. Emergencies can be costly, so it’s wise to factor in extra funds for unexpected medical needs to keep your pet safe and healthy.

10. Pet Sitters and Temporary Care

If your primary caregiver is unavailable, it’s helpful to have a list of trusted pet sitters or backup caregivers. Including this in your trust ensures someone is ready to step in when needed.

11. Location of Pet Records and Documents

Your pet’s medical records, adoption papers, and identification should be readily accessible to the caregiver. You may want to provide digital copies or store the originals in a safe place known to the caregiver.

12. Legal Limitations by State

Pet trust laws vary by state, so it’s essential to consult an attorney familiar with your state’s laws to ensure the trust is legally enforceable and meets all local requirements.

13. Regularly Update the Trust

Pets’ needs can change over time, as can the costs associated with their care. Review your pet trust periodically to make any necessary adjustments, such as updating caregivers or revising care instructions.

14. Consult an Estate Planning Professional

An experienced estate planning attorney can help you set up a pet trust tailored to your needs and compliant with state laws. They’ll also ensure your trust is legally binding and that your pet will be cared for according to your wishes.

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