The Estate Planning Pyramid: Tier One

Core Concepts & Documents

Every strong plan begins with a solid foundation. Tier One focuses on the ten essential tools every estate plan should include. These are the documents and decisions that make your wishes clear, protect your loved ones, and give your executor the authority they’ll need when the time comes.

Together, they form the legal and practical base of your estate plan that ensures your intentions can actually be carried out. Whether you have significant assets or are just starting to organize, below are the ten essential tools every estate plan should have.

Tier 1 Estate Planning Pyramid

Good To Know: The “Silver Tsunami” Is The Largest Wealth Transfer In History

The essential tools below are not just paperwork. They are your voice, your decisions, and your protection when you need it most. They are the first step in Buried in Work’s Estate Planning Pyramid.

An estimated $124 trillion will pass between generations in the coming decades. It’s the largest wealth transfer in human history, and while headlines focus on billionaires, this affects every household. Whether you own a home, a business, a retirement account, or a sentimental collection of Beanie Babies your dad swore would “appreciate in value,” it all counts. Every item, every account, every password forms part of your estate.

A complete plan ensures your property, your values, and your wishes are handled the way you intend… not the way a court or a default law decides.

Estate Planning Essentials Bundle

Download the FREE Estate Planning Pyramid Core Documents Checklist

Design & build completely custom layouts

The Estate Planning Essentials Bundle provides a free estate planning summary and two key worksheets to help you organize and streamline your planning process. Whether you’re just getting started or trying to bring order to existing plans, these simple, practical tools will walk you through essential considerations.

The Ten Essential Tools

Each of the ten tools below has its own deep-dive page where you’ll find state-specific details, downloadable templates, and examples.

Disclaimer: The information provided on this website and by Buried in Work is for general informational purposes only and should not be considered legal advice. Please consult with a qualified attorney or subject matter expert for advice specific to your situation.